From personal finance spreadsheets
to AI-powered projections

Segmio is an AI-powered net worth tracking and financial projection app with scenario discovery. Founded in 2020 in Bucharest, Romania.

We started building personal finance spreadsheets in 2018. Tested and improved them for years. Then built a web app. Then another. Now we are taking everything we learned into the third generation of Segmio - with natural language scenario building and AI-powered projections.

Stefan Neculai

Co-Founder & Software Engineer

Building Segmio from the ground up. Software engineer with a focus on creating AI-powered financial tools that make net worth tracking and projections accessible to everyone.

Diana Neculai

Co-Founder & Product Designer

Designing the Segmio experience. Focused on making complex financial data clear and actionable through thoughtful product design and data visualization.

Bucharest, Romania

Built under EU data protection and privacy standards